What would a mortgage on MWK 50,000,000 cost each month?

With a 20% deposit you’d borrow MWK 40,000,000. At 21.4% over 20 years, the payment is about MWK 723,737 a month. Your own rate will differ.

What rate does this calculator start with?

The banks’ reference rate, which was 21.4% on 5 October 2026. It’s a starting point for Malawi, not an offer.

Legal fees, valuation, bank fees, insurance. Add any regular ones under other monthly costs.

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What would a mortgage on MWK 50,000,000 cost each month?: With a 20% deposit you’d borrow MWK 40,000,000. At 21.4% over 20 years, the payment is about MWK 723,737 a month. Your own rate will differ.
What rate does this calculator start with?: The banks’ reference rate, which was 21.4% on 5 October 2026. It’s a starting point for Malawi, not an offer.
What isn’t included?: Legal fees, valuation, bank fees, insurance. Add any regular ones under other monthly costs.

Banks add a margin to the reference rate, so your rate will be higher. It changes monthly. Use the rate on your offer.

Rate dated 5 October 2026. Source: Malawi reference rate (CDH Investment Bank). This is an estimate, not financial advice.