Free tool · 2026 rates
Malawi PAYE and salary calculator
See your take-home pay, or the gross pay you need to ask for. Your figures stay in your browser.
Enter an amount to see the breakdown.
Questions
- What are the PAYE bands in Malawi for 2026?
- From January 2026, the first MK170,000 a month is tax free. The next income up to MK1,570,000 is taxed at 30%, income up to MK10,000,000 at 35%, and anything above that at 40%.
- How much PAYE is due on MK500,000 a month?
- MK99,000. The first MK170,000 is tax free, and the remaining MK330,000 is taxed at 30%.
- Is pension deducted before PAYE in Malawi?
- Sources disagree, so check your payslip or ask your employer. This calculator shows the lower take-home figure by default, and a tick box shows the other result.
How this estimate works
- The Pension Act 2023 sets minimum contributions of 5% from the employee and 10% from the employer. Your employer’s scheme may differ.
- Sources disagree on whether the employee’s pension comes off before PAYE. We assume it doesn’t, which gives the lower take-home figure. Tick the box if your payslip shows it does.
- Taxable benefits and allowances are not worked out separately. Include any that are paid as cash in your gross pay.
- This is an estimate, not tax advice. Check your payslip or ask a tax adviser before making a decision.
Rates last checked 1 November 2026. Sources: New tax measures, Malawi Revenue Authority, Pension Act 2023, Malawi pension profile (IOPS).
Inflation in Malawi was 28.4% in 2025 (World Bank). See what a job pays and how much of a raise to ask for.
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