Free tool · 2026/27 rates
UK salary calculator
See your take-home pay, or the gross pay you need to ask for. Your figures stay in your browser.
Enter an amount to see the breakdown.
Questions
- What is the Personal Allowance for 2026/27?
- £12,570. It falls by £1 for every £2 of income above £100,000, and reaches zero at £125,140.
- How much National Insurance do employees pay?
- On category A, 8% on earnings from £1,048 to £4,189 a month, and 2% above that.
How this estimate works
- These are the rates for England, Wales and Northern Ireland. Scotland has its own Income Tax bands.
- National Insurance is worked out as if you’re paid the same amount each month, on category A.
- Student loan repayments are not included. A pension paid before tax reduces Income Tax here, but not National Insurance.
- This is an estimate, not tax advice. Check your payslip or ask a tax adviser before making a decision.
Rates last checked 1 November 2026. Sources: Income Tax rates and Personal Allowances (GOV.UK), National Insurance rates (GOV.UK).
Inflation in United Kingdom was 3.9% in 2025 (World Bank). See what a job pays and how much of a raise to ask for.
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